PQPA·Payments

Multi-chain payment
infrastructure for platforms

For exchanges, games, trading desks and membership platforms: a dedicated deposit address for every user, automatic crediting and sweeping, and batch payouts — with your funds and keys under your control.

  1. 01

    An address per user

    Permanent, dedicated deposit addresses

  2. 02

    Instant crediting

    Webhook as soon as it confirms on-chain

  3. 03

    Auto-sweeping

    Scattered funds pooled into your wallet

  4. 04

    Batch payouts

    Many withdrawals, one request

How it works (illustration)

Confirmed deposits
3,277

About US$1.34M in total

Successful withdrawals
16,584

About US$1.15M in total

Live merchants
12

As of the date below

Webhook success, last 30 days
99.97%

3,136 of 3,137 delivered

Period: 2026-05-01 to 2026-10-23. USDT and USDC only, valued at US$1 each. As of 2026-10-23.

Core capabilities

Built for platforms that hold user balances

You run the business. PQPA handles collecting, sweeping and paying out.

A dedicated deposit address for every user

Not a throwaway address per order, but a permanent address for each of your users. They can deposit any time; we detect the payment, notify you, and you credit it to your own balance system.

  • Addresses never expire — users don’t need a new one each time
  • Webhook on arrival, plus lookup by record ID
  • Built for platforms that keep user balances

Crediting, sweeping and payouts on autopilot

Deposits are swept into your collection wallet automatically, with gas topped up whenever an address runs short. Withdrawals go out in batches, and failed jobs recover on their own or can be retried in one click.

  • Automatic gas top-up and sweeping
  • Batch withdrawals in a single request
  • Inspect and re-send webhooks from the dashboard

Hosted by default, Enterprise plan supports private deployment

Go live quickly on our hosted service. Private keys are stored encrypted, the master key is kept separate from the database, and nothing sensitive is written in plain text. Need it in your own environment? The Enterprise plan supports private deployment.

  • Hosted — ready as soon as you’re onboarded
  • Master key kept apart from the database
  • Enterprise plan supports private deployment

Getting started

Live in four steps

Java SDK, or plain HTTP from any language. No SDK required.

  1. 01

    Get onboarded

    Contact us to open a merchant account and access the dashboard.

  2. 02

    Create an app

    Create an app, get your API keys and pick the networks you need.

  3. 03

    Integrate

    Use the Java SDK, or call the HTTP API from any language — curl works.

  4. 04

    Take your first payment

    Run deposits and webhooks end to end on testnet, then switch to production.

Networks

4 networks live

Tokens: USDT, USDC

  • BNB Chain (BSC)USDT · USDC
  • PolygonUSDT · USDC
  • TRXTRONUSDT · USDC
  • SolanaUSDT · USDC

More networks are coming. See all networks.

Security

Security comes first

How we protect funds

Segregated accounts

Separate books per merchant and per app, so funds from different business lines never mix.

Payout and collection wallets kept apart

Payout and collection wallets are separate, so large balances never sit in the wallet used for payouts.

Two-factor sign-in

Dashboard sign-in supports a second factor via Google Authenticator.

Audit trail

Key dashboard actions are logged, so you can see who did what, and when.

Deposit risk flags

Deposits are tagged by risk level (KYT screening), so suspicious funds stand out at a glance.

Signed, replayable webhooks

Webhooks are signed with HMAC-SHA256 so you can verify them, and any you missed can be re-sent.

FAQ

How much does it cost?

You pay a plan fee in USDT, starting at 149 USDT/month for Starter. Each plan includes a monthly transaction allowance, with a per-transaction fee beyond that. We never take a percentage of volume. See the pricing page for details.

How fast are deposits credited?

It depends on the network’s block time and the confirmations required. As soon as a deposit is confirmed on-chain, we send you a webhook.

Do you hold our funds?

Deposits land on addresses allocated to your app, are swept to the wallet you designate, and payouts are sent from your own payout wallet.

Can we self-host?

Yes. The Enterprise plan supports private deployment. Book a demo and we’ll walk through it.

Which networks and tokens are supported?

BNB Chain (BSC), Polygon, TRON and Solana are live, with USDT and USDC. More networks are on the way.

Hand collections, sweeping and payouts
to PQPA

Book a demo and we’ll show you exactly how it fits your business.